on May 22, 2010 by admin in personal finances, real estate, revenue, stock, stock exchange, Comments Off

Have done everything to shield yourself from credit losses?

85There are several problems with the protection of IP in spinouts. The first is the uncertainty that surrounds the question of ownership of IP when university research is carried out in collaboration with a third party. Simply put, who owns the IP, the university or the third party? In the end the decision could rely on the nature of the written collaboration agreement and whether the collaborator is considered to be an agent of the university or not.

This uncertainty over ownership makes negotiations between spinouts and potential investors longer and more expensive than otherwise would be the case, and sometimes prevents investment deals from being completed (and longer-term exit plans coming to fruition).

Probably more worrying for those who set up spinouts is the question of whether they are able to patent their research. This comes down to two separate issues, namely is there any unique property for which a patent will be granted, and has the company itself done anything to prevent it from applying for a patent?

A prime example of a credit gone bad

on April 23, 2010 by admin in making money, merger, money advice, money issues, money management, Comments Off

A prime example for the failure of excellent science to translate into a successful business enterprise, and one that attracted a great deal of attention, is that of the company […]

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Why not let a professional handle your loan

on March 21, 2010 by admin in finances, foreclosure, get out of debt, income, international markets, Comments Off

From all these comments it is clear that all is not right with this aspect of spinouts. Lack of management expertise is probably the major impediment to their growth and […]

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When your credit moves beyond the start-up phase

on February 22, 2010 by admin in bonds, business, business tips, credit, credit cards, Comments Off

Once a spinout has moved past its start-up phase and has secured Business Angel or VC funding, it becomes a collaborative venture between the university and the business world. Does […]

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Credit agreements between investors

on January 21, 2010 by admin in money advice, money issues, money management, money problems, money tips, Comments Off

Where a business is set up with outside investors, or where outsiders, such as venture capitalists (VCs), invest in a business in its early stages of growth, it is usual […]

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Restraint of payday loan provisions

on January 20, 2010 by admin in personal finances, real estate, revenue, stock, stock exchange, Comments Off

Restraint of trade provisions directly influence exit planning, as their purpose is to protect business value and, hence, exit value. They aim to restrict competition from co-owners and working directors […]

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Management of general credit provisions

on January 19, 2010 by admin in economy, finances, foreclosure, get out of debt, income, Comments Off

General provisions This part of the agreement does not deal with the sale or transfer of interests: rather it seeks to regulate the way a business is run. It only […]

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Other ways of getting money for your credit

on January 18, 2010 by admin in credit score, crisis, debt, economy, finances, Comments Off

Critical illness of an owner Once again, insurance is the obvious funding mechanism for this circumstance, although high premium costs could be a limiting factor. Most insurance companies link death […]

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Methods of funding a loan

on January 17, 2010 by admin in bonds, business, business tips, credit, credit cards, Comments Off

An important part of all shareholders’ agreements is a funding mechanism through which remaining owners are able to pay for the options that arise. If this is not put in […]

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Different values for different credit circumstances

on January 16, 2010 by admin in income, international markets, merger, money issues, revenue, Comments Off

The key question here is whether the agreed value of a departing owner’s interests should be the same in all circumstances of departure. To take an extreme example, should the […]

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